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The Employers' Liability (Compulsory Insurance) Act states that employers are required to insure their employees against liability for injury or disease arising from their employment.
So, as a recruitment agency with many, many contractor employees on your books you'll be paying out a fair old amount in premiums to cover your contractors on site. It goes without saying that Public & Employers Liability Insurance and Professional Indemnity Insurance don't come cheap.
But, the great news is, by migrating some or all of your contractors to Originem, the responsibility for employment, and therefore their insurance, passes to us – and you make immediate savings, literally overnight.
Cover up to £25 million
Our comprehensive insurance covers temporary workers from a broad range of occupations to the tune of £25 million. If you have a contractor who is going to be handling plutonium at a nuclear power plant, then you need to give us a call to check it out, but otherwise, cover starts automatically the second your worker's employment is transferred to us.
Professional Indemnity Insurance
Our Professional Indemnity Insurance covers contractors when they've been considered to be negligent or made an error of judgement in their work. It is a must-have for those contractors that, as part of their daily work, provide professional advice that is relied upon by end clients and their suppliers. In fact, many end clients insist on evidence of a contractors' Professional Indemnity Insurance; as having this protection proves that the contractor is responsible in their approach to work. It is also useful in helping them secure repeat contracts.
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Public & Employers Liability Insurance
Our Public Liability Insurance covers freelancers, contractors and temps against claims made by members of the public or other businesses, whilst going about their daily work. While our Employers Liability Insurance meets the cost of compensation if a temp is injured or becomes ill and is unable to work, regardless of whether the injuries or illness were caused on or off site. However, injuries and illness relating to motor accidents that occur while employees are working are normally covered by separate motor insurance.